Home insurance is a type of insurance that is getting more and more important to have all around the world. Home insurance is important to have especially when something unexpected happens to your home due to an accident or a natural catastrophe or if your home gets robbed.
Home insurances are normally tailored to needs and to your actual budget. This means that there are basic plans, multi cover plans and the comprehensive plans, which cover nearly all the types of damages that can occur in a flat. When it comes to the making of a home insurance, do not forget always to read what the home insurance exactly covers and in what cases. The home insurances are multilayered and this means that you will need a personal advisor in order to see all the pros and cons of a home insurance. Do not forget that every single detail counts, from the exact number and brand of your locks to the actual state and location of the flat. Let us see the offers of some of the biggest insurance companies in Dubai:
RSA Direct:
This is one of the largest insurance companies in Dubai. RSA offers comprehensive home insurances. Additional insurances include building insurance and outside of the home cover which means that valuables which get stolen coming from your home are also covered. Home Insurance at RSA also covers damages if you leave the flat for a couple of months for any reasons. RSA website will be able to help with information but the best thing is, if you simply visit one office of RSA for more information.
Salama Insurance Company as an Islamic insurance company does not have exact home insurance but it has home and perils type of insurance that can be used for homes and stores all the same. This type of insurance covers mainly damages resulting from accidents or natural catastrophes.
Omani Insurance Company:
Calls its home insurance Home Umbrella and it gives protection for all household contents like {furniture}, loss of damage to goods at your home, cost of alternate accommodation in case you need to get one because the damage is so big. It also offers legal and public liability and personal accidents inside the flat too. Additional services include building and all risks cover.
Axa Home insurance:
Covers just everything and makes tailored plans for you when it comes to home insurances. Comprehensive insurances are also possible. The main difference between the offers of each insurance company is the financial and the liability differences. In case if insurances it is vital for you to ask on every single detail, let them be small or big to avoid any misunderstanding. Do not forget that insurance companies only like to pay you when the case is clear but still a required amount of time must pass until the payment will be realised.
Home insurances although not that popular in Dubai yet than in other parts of the world are becoming more and more used, especially thanks to the home insurance trends brought there by expats. Look around and ask for quotes from Dubai insurance companies online.