Why Jewelry Insurance is a Must-Have for Every Collector

Jewellery insurance is a very important thing to check out on, especially in case you have some jewellery of higher value, which you like to be protected no matter where you go or what you do. Of course, this also goes for the United Arab Emirates, specifically for Dubai, where most expats go to work and to live. Jewellery Insurance Dubai is planned and dealt by different insurance companies that have a strong presence in the region. So, let us learn a bit about Jewellery insurance Dubai.

First, it’s essential to know that most normal homeowner’s and property insurances don’t specifically cover jewellery of a high value. Most homeowners’ or property insurance covers the value of lost jewellery until a maximum value of AED 1.000. You must also check the ways of covering as there are some insurance that only cover the value of jewellery if they are stolen but not when they get lost or if they get damaged by any accident. This is essential to know in order to make further steps. As you see, the ordinary coverage is not much if we see the ordinary value of higher profile diamond and gold jewellery. If you own jewellery higher than this value, you should look for a solution in order to have your jewellery insured and to get a Jewellery Insurance Dubai. Jewellery insurance Dubai works about the same as anywhere else.

First, in case you are not insured in Dubai, then it is the best to check out a good insurance company where you can make them all. Yet although large companies such as Allianz or Axa with brilliant insurance plans, yet there are some other insurance companies that specifically deal with Jewellery Insurance Dubai. If you are already insured back at your home, you should need to check out if there is any way for you to get a specific insurance for your jewellery covering all sorts of damaging, loss, theft.

There are specific insurance companies such as the Chubb Group that have great plans and provide specific jewellery insurances internationally. Although they do not have office in Dubai they cover also Dubai within their insurances so they offer great solution for expats coming from Europe, North or South America or Asia. Chubb Group makes it jewellery insurances to cover exactly those items in that value that you own without deductible, coverage applies for rings and they also offer cash settlement to buy a new ring at any jewellery in Dubai. The local solution of Dubai Jewellery Insurance is called Wehbe. Wehbe Group belongs to the chain of the huge Al Futtaim Group which has its hand in just every business related areas in Dubai, the UAE and Qatar. Wehbe Insurance company offers personalised plans for jewellery insurance with about the same conditions as Chubb does. You can find the offices of Wehbe in Dubai in Oud Metha, but they are also represented in Abu Dhabi at the Corniche area and they have further office in Lebanon and Qatar. The jewellery insurance Dubai plan of Wehbe is called Jewellery all Risks and their household insurance plan is the Household Comprehensive for which you can require the Jewellery insurance Dubai as an additional service.

Check out the offices of Wehbe when it comes to Jewellery Insurance Dubai and in case you are just before travelling then instead of Jewellery Insurance Dubai find one agent of Chubbs to get their specific jewellery insurance.

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